The advent of technology has brought convenience in the field of finance, through credit cards. Along with this development has come brilliant ways in which to steal from credit card holders, by stealing their identities. Id Theft cases abound, and various methods of ID theft prevention has been conceived. Identity theft (or ID theft) refers to a crime where personal data is stolen, and used for someone’s own benefit. These pieces of information include the Social Security number, credit card number, bank account details, email password and other private details.

You are a victim of ID theft when your billing contains products that were never purchased; if some debt you are not aware of, has been incurred or if you had lost entire savings in your bank account, this website can show you how to undo the effects of ID theft. Thankfully, there are several ways one can secure protection from identity theft.

First, ensure that your passwords cannot be cracked, by combining letters, numbers and special characters. Avoid using anything that pertains to your personal information, such as your mother’s maiden name or your birth date. Do not attempt to use the same password for several accounts or an ID thief can easily hack your ATM card, credit card, medical benefits and email account(s).

Second, get rid off all checks, credit card or bank statements and other written material that bear your personal information, by shredding them first before disposal. This will keep thieves from going through your dumpster and collecting your private information. The importance of proper disposal of one’s printed sensitive data, has become such a popular concern that in Cambridge, Massachusetts, a “Shred Day” was organized in August, to encourage people to tear and dispose of their documents, securely.

Third, do not be deceived by companies that ask for your personal information, so that you may qualify for their product or service. All legitimate companies are aware that personal details must be kept in private and that they have no right to access any of them without one’s consent; if a debt collector attempts to do this, go to to learn more about your consumer rights.

Fourth, be careful with what you share on social media to reduce your risk of ID theft. In an identity theft monitoring survey in 2012, by an independent research firm in New York, it was found out that those who are careless with sharing their personal information online are more prone to have their ID stolen.

Fifth, when shopping online, only carry out transactions on encrypted websites, to shield your financial information from hackers, when placing orders online. Through encryption, all data on the website are converted to information that cannot be understood by unauthorized persons.

Sixth, always review your bank accounts, credit report (and other account statements), to monitor if there are dubious transactions involved. Should there be any wrong information, report it right away – to avoid potential problems. You have the right to request a credit bureau investigation, to check the accuracy of your information – learn more about your consumer rights at this website. With this, you detect identity theft by monitoring your credit report and by being aware if someone else is using your account under your name.

Seventh, when traveling, request a family member (or a close friend) to receive your mail from the post office, while you are away from home. If they are not available, ask the post office to hold all your mails until you return. If you’re planning to move to a new address, have all your records updated so that when companies send vital information, they can direct their mails to your new location.

The main goal of protecting yourself from ID theft is to secure your personal details as strongly as possible. By following these tips, you can be assured that no imposter can gain access to your sensitive information, in any way possible.

One measure of ID theft prevention that can be taken, is renewing ID protection alerts, and even make them permanent; this is made possible by companies like Life Lock, to ensure id theft protection and much more. Some of these companies offer assistance even to those who are already identity theft victims, by providing them with lawyers, accountants or any other professionals necessary, to resolve the victims problem.

You may decide not to avail yourself to the services offered by these companies, but it may be too risky to forego this decision. Resolving ID theft is very expensive and takes a very long time – so you cannot afford to expose yourself to hi-tech theft. See to it that your busy life leave your personal information well protected.

Id theft protection is a must, in order to retain your hard earned money. It is, therefore, wise to make it a part of your budget to use the services of a company that ensures id theft protection. It cannot hurt to spend a little to prevent an onslaught of untold expenses, involving the recovery of everything you worked hard for. Indeed, one is well-advised to consider id theft protection.

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